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Reports & portal

Every report, built for underwriting decision support.

Seven focused analyses and two money-saving bundles — each sourced, graded, and documented. Preview sample data below, then manage everything from the team portal.

Advanced Wildfire Score

3 tokens

Deep wildfire analysis with pixelated risk map and WUI zone assessment.

Learn more

Advanced Flood Score

3 tokens

Advanced flood scoring with 100-year and 500-year zone mapping and elevation data.

Learn more

Full Hazard Analysis

3 tokens

Comprehensive hazard scoring: wildfire, flood, crime, earthquake, environmental, wind, and hail. All perils in one report.

Learn more

Building Permits

3 tokens

Dual-sourced 10-year building permit history. Every recorded permit, renovation, and structural change.

Learn more

Replacement Cost Estimator

3 tokens

Estimated rebuild cost based on local construction costs, materials, and property characteristics.

Learn more

Emergency Response Proximity

1 token

Road-network distance to the nearest responding fire station, with the responding station and district identified.

Learn more

Advanced Aerial Analysis

16 tokens

Our deepest report. High-resolution aerial imagery analyzed for roof age, material, condition, and prior damage — the detail that decides a roof claim or a binding decision, without a truck roll.

Learn more
Bundle · Save 20%

Property Analysis

8 tokens

Hazard Analysis + Building Permits + Replacement Cost + Emergency Response Proximity — in one click.

Bundle · Save 12%

Full Property Analysis

23 tokens

Everything in Property Analysis plus the premium Advanced Aerial Analysis.

Every analysis, every report, every team member.

The Portal for Users — analytics dashboards, the report library, team rosters, and branding. Scoped to your role.

An interactive preview — click through the sidebar.

app.heycapto.com/team/dashboard

Pikes Peak — Underwriting

May 1–7, 2026 · 6 members · 1 admin
Lookups (Stage 1)
847
+18% vs last wk
Stage 2 reports
88
+6%
Tokens spent
292
81% of pool
Cache hit rate
62%
+11% vs last wk

Lookups by day

Last 14 days
Apr 24262830May 246

Team token usage

This cycle
Sarah Lin
UW · 96 tokens
27%
Marcus Webb
UW · 78 tokens
22%
Priya Shah
Agent · 64 tokens
18%
Jim Tran
Agent · 32 tokens
9%

Recent reports

View all →
247 Irvington Ct, Colorado Springs CO
D
2 min ago
8821 Mariposa Ave, Boulder CO
B
14 min
412 Foothills Pkwy, Fort Collins CO
C
38 min
1290 W Quincy St, Englewood CO
A
1 hr
5512 Buena Vista Dr, Aurora CO
D
2 hr

Generated reports

This cycle · 88 reports
247 Irvington Ct, Colorado Springs CO
HazardPermitsRCEAerial
D
Jun 3
8821 Mariposa Ave, Boulder CO
Hazard
B
Jun 2
412 Foothills Pkwy, Fort Collins CO
HazardRCE
C
May 29
1290 W Quincy St, Englewood CO
Permits
A
May 28
5512 Buena Vista Dr, Aurora CO
HazardPermitsRCE
D
May 27
933 Larkspur Ln, Castle Rock CO
Aerial
C
May 26

Reports stay in the library for 90 days on Professional — permanently on Enterprise.

Viewing report

Open any report from the library or cache to load it here. Click a section to ask Capto about it — or tap the Capto button any time.

Lookups & cache

847 lookups this week · cache served 124× · 0 tokens
247 Irvington Ct, Colorado Springs CO
Sarah Lin · 2 min ago
Fresh
8821 Mariposa Ave, Boulder CO
Marcus Webb · 14 min ago
Fresh
412 Foothills Pkwy, Fort Collins CO
Priya Shah · 38 min ago
Fresh
1290 W Quincy St, Englewood CO
Dana Ortiz · 8 days ago
8 days
933 Larkspur Ln, Castle Rock CO
Marcus Webb · 17 days ago
17 days
5512 Buena Vista Dr, Aurora CO
Jim Tran · 34 days ago
Stale

0–5 days serves silently · 5–30 days asks first · 30+ days re-runs automatically. Stage 1 lookups are unlimited and cached results cost teammates nothing.

Drop a CSV or Excel file — one address per row
Every address runs a Stage 1 lookup. Unlimited — no tokens.

renewals-may.xlsx

38 addresses · completed 9:42 AM
38 processed
11 flagged C / D
27 clear
4471 Crestline Dr, Boulder CO
WF DFL B
218 Juniper Way, Golden CO
WF CFL C
77 Bluffside Rd, Pueblo CO
WF BFL D
1530 Mesa Verde St, Durango CO
WF DFL C
902 Cottonwood Ln, Greeley CO
WF CFL B
+ 6 more flagged addresses
Property Analysis
Hazard + Permits + RCE + Emergency Response Proximity — save 20%
8 tokens
Full Property Analysis
Everything plus Advanced Aerial Analysis — save 12%
23 tokens
Full Hazard Analysis
All perils, A–F graded
3 tokens
Building Permits
Dual-sourced 10-year history
3 tokens
Replacement Cost Estimator
Rebuild with local labor rates
3 tokens
Advanced Wildfire Score
Deep WUI assessment
3 tokens
Advanced Flood Score
100-year and 500-year zones
3 tokens
Emergency Response Proximity
Nearest responding station
1 token
Advanced Aerial Analysis
Roof age, condition, imagery
16 tokens
3 addresses × 7 tokens · 21 total

Flagging rule: any address scoring C or D on basic wildfire or basic flood. Select the ones worth a deeper look.

Watched counties

6 counties · CO & AZ ·
Boulder County, CO
Wildfire · since May 4
Active stop
Maricopa County, AZ
Wind / Hail · since Apr 28
Active stop
Pueblo County, CO
Wildfire · lifted May 2
Lifted
El Paso County, CO
Clear
Jefferson County, CO
Clear
Larimer County, CO
Clear

Alerts go out the moment a stop begins or lifts. Every Stage 1 lookup also checks the property’s county automatically.

Exposure analytics

Properties analyzed
212
This cycle
Wildfire C or worse
37%
79 properties
Flood C or worse
9%
19 properties
Median rebuild
$389k
RCE estimates

Wildfire grade distribution

212 properties
A
24%
B
39%
C
22%
D
12%
F
3%

Top counties

By lookups
El Paso, CO
64
Boulder, CO
41
Jefferson, CO
33
Larimer, CO
27
Pueblo, CO
19

Exposure reflects properties your team has analyzed — a workload snapshot, not your full book of business.

Usage analytics

Token pool

Cycle resets Jun 1
292 of 360 tokens used · 81%
6 seats × 60 pooled tokens · Professional plan

Tokens by report type

This cycle
Full Hazard Analysis
112
Replacement Cost
66
Building Permits
60
Advanced Aerial Analysis
32
Advanced scores
22

Lookups by day

Last 7 days
May 1234567

By team member

Activity & token consumption · this cycle
MemberRoleLookupsReportsTokens
DODana OrtizTeam Manager61622
SLSarah LinUnderwriter2142896
MWMarcus WebbUnderwriter1882378
PSPriya ShahAgent1421864
JTJim TranAgent96932
AKAlex KimUnderwriter

Team Managers can see each member’s activity and token consumption, invite users to their team, and pull sample reports for QA — billing stays with the Org Admin.

Team members

6 of 10 seats
DO
Dana Ortiz
Team Manager · Lvl 2
22 tokens
Active
SL
Sarah Lin
Underwriter · Lvl 1
96 tokens
Active
MW
Marcus Webb
Underwriter · Lvl 1
78 tokens
Active
PS
Priya Shah
Agent · Lvl 1
64 tokens
Active
JT
Jim Tran
Agent · Lvl 1
32 tokens
Active
AK
Alex Kim
Underwriter · Lvl 1
Invited

Team Managers can invite users to their team. Billing and seat changes are managed by the Org Admin.

Token usage by tenant

This cycle
Organization
Pikes Peak Mutual · all teams
740 / 1,000
Team
Underwriting · 6 seats
292 / 360
Individual
Sarah Lin · top user
96 / 180

Low-balance email alert

Org-Admin scope
Email me when the token pool drops below
Sent to org admins at billing@pikespeak.example.
Recurring auto top-up
Automatically purchase a pack when the pool hits the threshold (recurring payment).

Billing, top-ups, and spending caps are Org-Admin scope. Team Managers see usage but cannot make purchases.

Top-up packs

One-time purchase · tokens never expire
$15
32 tokens
47¢ / token
$30
67 tokens
45¢ / token
$100
250 tokens
40¢ / token

Admins can set monthly spending caps so top-ups never run away — manage them under Team settings.

Team settings

Team Manager scope
Co-branded reports
Your agency logo appears on every PDF.
PP
Monthly top-up cap
Caps token bundle purchases for the team.
$50 / month
Moratorium alerts
Notify the team when a writing stop is detected.
Low token balance
Alert when the pool drops below 15%.
Weekly usage digest
Email summary every Monday morning.

Plan: Professional · 6 of 10 seats · Billing is managed by your Org Admin.

Stop tab-switching. Start underwriting.

Install the extension, sign in, and run your first property lookup in under two minutes.